Play money isn't real money

In Play money mode, nothing is actually bought. Values follow real fund prices so you can practice, but they have no cash value and don't predict what real investing would earn.

Who will hold your investments

Real investing is coming soon. When it launches, your investments will be held in an account in your name at a regulated brokerage, not by HabitBots. The only money we'll ever hold is your wallet balance, which is capped at $100.

Index funds can lose value

Your portfolio follows a US total stock market fund (VTI) and an international fund covering markets outside the US (VXUS). Their value rises and falls, and you could get back less than you put in. Past performance doesn't guarantee future results.

Not investment advice

HabitBots doesn't give personal investment advice. The 60/40 and 80/20 splits are common examples, not recommendations for your situation.

Prices and timing

Prices come from third-party market data and may be delayed. With real investing, your choices will be grouped into trades placed during market hours, so prices may move between your choice and the trade.

Who built this

HabitBots is made by Jozi Firecracker Factory LLC, a design and product studio based in Portland, Oregon. For almost 20 years we've designed and built digital products for some of the most security-conscious companies on earth, including Microsoft, Oracle, IBM, BMW and New Relic. In that world, privacy reviews, security audits and "what happens if this goes wrong?" are part of every design decision, not an afterthought.

For most of that time, studios like ours made the websites, campaigns and digital experiences that pointed people toward someone else's product. AI has changed that. A small, senior team can now design, build and run real software of its own. So we're taking the craft we spent two decades applying for enterprise clients and pointing it at products of our own: tools that are delightful to use, honest about how they work, and held to the same security standards our biggest clients demand. We built HabitBots for our own habits first, and because it touches your money, we hold it to that standard.